• Look at your red, white, and blue Medicare card.
• Look at all the other insurance cards you use. Call the phone number on the cards for more information about coverage.
• Check your enrollment in the Medicare drug or health plan.

In most cases, yes. You can go to any doctor, healthcare provider, hospital or facility that is enrolled in Medicare and accepts Medicare patients.

With some exceptions, Original Medicare does not cover most prescriptions. You can add drug coverage by joining Medicare Prescription Drug Cove-rage (Part D).

No, in Original Medicare you do not need to choose a primary care doctor.

In most of the cases, no. In Original Medicare, you don't need a referral, but the licensed agent must be enrolled in Medicare.

You may already have employer or union coverage that can pay the costs that Original Medicare doesn't pay. If not, you may want to buy a Medicare supplement insurance (Medigap) policy.

Generally, you pay a fixed amount for your health care (deductible) before Medicare pays its share. Then Medicare pays its share and you pay your share (coinsurance / copay-ment) for covered services and supplies. There is no annual limit on what you pay out of pocket.
Generally, you pay a monthly premium for Part B.
You generally do not need to submit claims to Medicare. Providers and suppliers are required by law to submit claims for the covered services and supplies you receive. Provi-ders are doctors, hospitals, skilled nursing facilities, and home health agencies.

Part A covers hospital stays, skilled nursing facility care, hospice care, and some home health care services.

Part B covers certain physician services, outpatient health care, medical supplies, and preventive services.

Inpatient Hospital Care

Clinical research
Ambulance services
Durable Medical Equipment (DME)
Mental health
Hospitalized patient
Outpatient
Partial hospitalization
Limited outpatient prescription drugs

Generally, a Medicare health plan is offered by a private company that has a contract with Medicare to provide Medicare Part A (hospital insurance) and Medicare Part B.